Life Insurance
Risk vs Discrimination in Life Insurance
From time to time, I find myself explaining how insurers allow for risk in insurance pricing, product design and underwriting, particularly as this can be seen as a form of…
Life Insurance
Highlights
Life Insurance
Release of Australian Life Table 2020–22
As the Australian Government Actuary (AGA), I am pleased to bring to your attention the publication of the latest Australian Life Table (ALT) covering the years 2020 to 2022 (ALT2020–22).
Life Insurance
2024 Life Insurance Appointed Actuaries Forum
Good isn’t good enough – best estimate is ‘best’ for a reason. This is a key area that our profession needs to focus on maintaining to uphold our responsibility to…
Industry Insights
What’s True Level Premium?
The Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) published their second joint letter to life insurers in December 2023, in response to recent…
